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Click on the Win XP Faq button and look down the list for How Do I rectify a
missing or corrupt ntoskrnl. You will need your Windows XP CD.
If you simply reinstall you will loose *all* of your data, including the
files you so desperately need to keep. An alternative is to use the Repair
option. But try the method i have suggested first.
Incidentally if you do need to use repair you should be aware that there are
two instances of repair during the initital install of xp. The first mention
of Repair brings up the Recocery Console. Ignore this one and continue to
let setup proceed (please read the screen details carefully) until you see
another repair option. It is this second option you want. This will
over-write all xp files on your pc leaving your valuable data untouched. It
only repairs the xp files. This is how it is supposed to work, but never
having used it - i prefer a complete clean install - i cannot confirm it