It sounds like you are attempting to change a Template file into a Workbook
file. Templates are intended to remain as such so that new workbooks can be
created based on tem rather than alway using blank workbooks that have to be
restructured each time.
It's best to not OPEN the template. Instead use File>New or depending on
version of Excel, New from Template in the Task Pane. When you save the new
file it will prompt you for a name and be saved as a .xls as usual.
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