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If you do not have an image editing program...
try using MS Paint...you'll find it at...
Start / All Programs / Accessories / Paint...
Go to...File / Open and browse to the image...
With the image open in Paint...click the
"A" (text button) in the left pane...
Now...left click / drag a box on the image in
the position where you want the text to appear...
Choose a font, size and color...start typing...
If you want a clear text box...click the bottom
button in the left pane.
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