why there is not online banking freeware

[Spacey Spade]

Microsoft and Intuit went under the guise of making an open source
communication
standard for online banking, then once the work was done, they made it
so that you need their specific software to communicate with the banks.
Most banks just went along with it. If you use a freeware accounting
software, you miss out on having the online banking features, like bill
pay, which are integrated into Microsoft's and Intuit's software.

 

[Mark Blain]

Microsoft and Intuit went under the guise of making an open source
communication
standard for online banking, then once the work was done, they made it
so that you need their specific software to communicate with the banks.
Most banks just went along with it. If you use a freeware accounting
software, you miss out on having the online banking features, like bill
pay, which are integrated into Microsoft's and Intuit's software.

From the Features page for GNU Cash, a Linux-based Free Software app:
"German residents will also enjoy its on-line banking features (Sorry, on-
line banking is not supported in the US; don't blame us, blame your bank.
Tell them to tell us the URL for their OFX servers, instead of hiding it
like state secrets.)."
http://www.gnucash.org/en/features.phtml

 

[Brian Robertson]

* Mark Blain wrote, On 11/06/2006 4:49 PM:

From the Features page for GNU Cash, a Linux-based Free Software app:
"German residents will also enjoy its on-line banking features (Sorry, on-
line banking is not supported in the US; don't blame us, blame your bank.
Tell them to tell us the URL for their OFX servers, instead of hiding it
like state secrets.)."
http://www.gnucash.org/en/features.phtml

What about Canadians?

--
If you want to make an apple pie from scratch, you must first create the
universe.

Carl Sagan
US astronomer & popularizer of astronomy (1934 - 1996)

 

[Mark Warner]

* Mark Blain wrote, On 11/06/2006 4:49 PM:

What about Canadians?

Like they matter.

 

[Al Klein]

Microsoft and Intuit went under the guise of making an open source
communication
standard for online banking, then once the work was done, they made it
so that you need their specific software to communicate with the banks.
Most banks just went along with it. If you use a freeware accounting
software, you miss out on having the online banking features, like bill
pay, which are integrated into Microsoft's and Intuit's software.

My bank lets me do on-line banking with a web browser and a {text
editor|spreadsheet program} (my choice). Citybank, at one time,
developed their own protocol. (And it ran on the Mac and the NCR
tower, as well as on PCs.)

Not all banks use MS stuff.

 

[Craig]

My bank lets me do on-line banking with a web browser and a {text
editor|spreadsheet program} (my choice).

Al;

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

-Craig

 

[Gary R. Schmidt]

Craig wrote:
[SNIP]

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

Not much help for you, but here in Oz: Westpac, St. George,
Commonwealth, nab, ANZ, Bendigo, ...

Probably all of them, in fact. There's a thing called "BPay", all the
banks provide access to it, and all that a biller has to do is join up.

NFI on costs to them, but the cost to the bank customer is subsumed in
the usual charges, i.e. it is not an extra, so appears "free".

I use it to pay rates, credit card(s), utilities, 'phone, etcetera.

Cheers,
Gary B-)

 

[Melinda Meahan - take out TRASH to send]

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

I think Bank of America does, but they aren't the same bank they were
before Nation's Bank bought them out.

 

[Spacey Spade]

Spacey's talking about on-line bill-pay (methinks). Are you saying that

your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

As someone else mentioned, onine bill pay is available from most banks
via web interface, but it's nice not having to log in, and just fire up
your finance/accounting program that logs in for you and retrieves the
latest financial info. In this program you have all your expenses
categorized for tax porpoises. Kind of like using an email client
instead of webmail.

 

[wyrwolf]

Al;

Spacey's talking about on-line bill-pay (methinks). Are you saying
that your bank provides that w/just a web browser? If so, lemme know
which bank...I wanna switch.

-Craig

speaking of Canadians
I get that service with TD Canada Trust
also with my State Bank in US
I kinda figgered it was SOP now

 

[Roger Johansson]

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

I live in Sweden, so this may not be significant to you, but my bank,
the biggest bank in my country, lets me pay my bills with only a web
browser.

I use Opera or Firefox to log in with the help of a fixed code and a
card with codes which are used only once.

I pay all kinds of bills as long as they come in the common postal giro
or bank giro form.

Every such bill, which I used to pay at the post office before, has a
long OCR code which I write in and I tell the bank what day to pay it.
I can look up what bills I have paid and when I paid them in my account
web page.

I copy the summing up page to a text file on my hard disk so I know,
when offline, which bills I have paid and how much etc.

Maybe some bank in your country uses this one-time code system too.

 

[Boorstelt(c)]

Microsoft and Intuit went under the guise of making an open source

communication
standard for online banking, then once the work was done, they made it
so that you need their specific software to communicate with the banks.
Most banks just went along with it. If you use a freeware accounting
software, you miss out on having the online banking features, like bill
pay, which are integrated into Microsoft's and Intuit's software.

http://www.orov.nl/ is free

--
Gerrit
*******
http://tinyurl.com/s87eh
http://www.megasponsor.nl/paypal.htm
news:alt.comp.freeware

 

[Lee]

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

-Craig

I'm a Bank of Nova Scotia customer and they offer this as does the CIBC.
I think all the Canadian banks offer web based on line banking and
have for some time.
Before I retired from teaching three years ago, a lot of my students had
worked their co-op terms at the banks and many worked on the web based
on line banking.
Regards
Lee in Toronto

Inviato da X-Privat.Org - Registrazione gratuita http://www.x-privat.org/join.php

 

[Dave]

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser? If so, lemme know which
bank...I wanna switch.

-Craig

My account at National City lets me do all kind of on-line payments,one
time,schedule recurring payments etc. I can then get all the account
activity back in a .QIF file,.CSV file or Microsoft Money file.(would
never use Money,don't like the idea of Bill and co. having all my life)

Dave

 

[Al Klein]

Al Klein wrote:

Spacey's talking about on-line bill-pay (methinks). Are you saying that
your bank provides that w/just a web browser?

Not that I would do on-line-bill-pay by setting it up with the bank,
or even with a 3rd party payer, (the bank sends one check to the payee
for the month - including everyone in all branches who has that payee
listed - so if the payee ever claims that you didn't make one month's
payment, good luck proving that you did. A copy of your bank
statement isn't usually enough, and the ban won't give you a copy of a
cancelled 3 million dollar check.) - but WAMU does everything via IE
(or Firefox - I've never had a problem). They don't give you much in
the way of a downloadable sheet, but a little manipulation in Excel
takes care of that.

 

[Al Klein]

Spacey's talking about on-line bill-pay (methinks).

Looking at it another way, I pay most of my bills by going to the
payee's web site. The few (I think there are 3) that don't allow
payment on their sites I still send paper checks. But 1 check a month
and 2 quarterly aren't that big a deal.