For creating and printing a collage on the fly it I can't think of
easier than:
Program: Iomega Photo Printer
Author: Iomega
Ware: Freeware
http://download.iomega.com/english/photoprinter72web.exe
Drag and drop then rearrange as desired (.bmp and .jpg images) -
WYSIWYG. Windows 95/98/ME/NT/2000/XP
limitations: Will only show all images on NTFS partitions. A work-around
is to mount a *virtual* folder such as:
Program: MountVD
Author: Walker Brothers
Ware: (Freeware)
http://www.walkerbrotherssa.com/
FAT32 partitions - does not recognize/show folders that have these
attributes set: system folders, read-only folders, hidden folders.
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Any drawing program that can import image files should work for making a
collage - I like this app:
Program: Zoner Draw 3