Thanks I found the add-in, but it isn't free. So instead, i worked out how to create them myself... So for anyone wanting to know, probably the easiest and cheapest way is to go to where your other website templates are stored (its usually at C:\Program Files\Microsoft Office\Templates\1033\Webs ) Then using a template similar copy it, and add your own htm and whatever other files you want in the template, then open the inf file and change the name of the template and the description, and add all the files. Then open the map file and add the structure (hint look at some of the other templates for help on how to do this) and voila you will have new website template appear in FrontPage.
Hope this helps some one
LB