Oh Boy, where to start
When you buy the car, the general condition of the paintwork and interior
will be a reflection on the rest of the car's condition. Don't be taken in by 'It may be a bit scruffy, but mechanically she's solid as a rock guv' in my experience, that is not so.
If you don't know anybody who's good with cars who can look at a prospective purchase for you, and if you can afford it, get an AA or RAC inspection of the vehicle.
Note the mileage. Anything over 60K and you may be looking at major repairs shortly down the line.
NEVER buy a vehicle without a registration document.
A service history with bills to prove is desirable but not really a determining factor.
Running costs:
Insurance
Road fund licence (Tax)
Servicing
Fuel
At age 20, Insurance is going to be a right royal pain. Get the most you can afford, but at least third party fire & theft.
Road tax: The Ka is a good choice here, as it's in one of the lower price brackets. Also good for insurance, come to think of it. I like the Ka myself, though some absolutely hate them. All a matter of personal preference, I suppose.
Servicing. I have one full service a year, costs about £250.00 and they cover
everything. All fluids are changed, engine tuned, filters replaced, brakes checked, etc. etc. If any minor repairs are needed, that's extra. I've been lucky enough to find a local family run garage that I can trust. Best recommendation is word of mouth.
And I have the oil and oil filter changed halfway between services. Costs about £25.00 at Halfords, for instance.
Check everything yourself every couple of weeks or so, water level, oil level, tyre pressures etc.
The Ka should be economical, I usually fill up, note the mileage, then when I fill up again , convert the cost of fuel into gallons (about £4.00 a gallon) then divide the mileage by the amount of gallons. This gives me mpg. As Quad said, if it varies too wildly, alarm bells should start ringing.
And then there's other costs/servicing, new tyres etc. Again, the Ka is a good choice.
Security. I've personally found audible alarms not to be much of a deterent, I would advise investing in one of those steering wheel bar locks, they're pricey, about £30.00 - £50.00, the stronger the better, but I think they put thieves off.
If you have a CD player or tape player in there, get one with a removable fascia. And take it with you when you leave the car parked.
What does the Ka do, mpg wise? About 40? That should be good, my big old Merc does 20mpg round town and about 28mpg on Motorways (it has cruise control).
Anyways, that's all I can think of for now - Happy Motoring
PS: I passed my motor cycle test aged 16, first time, and my car test three weeks after my 17th birthday, again, first time. 10 lessons with BSM. Ner ner
