Hi Ted,
You really don't need the Master Document misfeature for a novel. In fact,
for a novel, I wouldn't even mess with Word--I've heard people compliment
WriteRoom, Jer's Novel Writer, and Ulysses, I think, as Mac programs that
get out of your way and let you compose in peace. Once the novel is done,
reformat it--you'd probably need to anyhow, to send it out in a publisher's
required format.
If you stick with Word--
For the Book 1, Book 2, Chapter 4, subsection a, subsection b, issue--you
need to set up your heading styles to carry outline numbering as explained
here:
http://shaunakelly.com/word/numbering/OutlineNumbering.html
The problem is, Word is such a powerful program that it just isn't simple.
It might have been simple around version 2, but now you can do so much with
it that simplicity is long gone. The WinOffice side is currently working on
making it *look* simple, but that's a feat of engineering and UI design, and
who knows if they will be successful. And those changes won't come
wholesale to MacWord.
Daiya