It would appear that I have stumbled onto WWII's solution, because my
computer has two accounts, both set to Administrator. My account was the
original Admin account and I do have access to everything. However, when I
logon to my wife's account, she does not have access to any files in TerryD's
Documents, even if trying to navigate to them the long way (i.e. from C:
drive. C:\Documents and Settings\TerryD)
I went back to my account and examined the properties of my folder. Under
the Shared tab there's an option to make the folder private. When I
unclicked that option my wife regained full access.
Jim, is this what you meant by restricting access? Yes it is very
annoying, but also very effective.