Formula for a checkbook

G

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I have a checkbook spreadsheet in excel, and I'm using the formula "=IF(B13="+",J12+D13,J12-D13)" for one of the balance cells, and It has the price from the last transaction all the way down the J column(balance). Does someone have a code where the J12 cell(balance after transaction 10) will stay blank until a value(price) is put into the amount column(E)HELP!!
 

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