You can't back up Quicken files directly from Quicken to CDRW using XP
native CD burning facility.
To back up to CDRW direct from Quicken you need Roxio Easy CD/Media
Creator V5 (updated) or higher, or Nero, or similar, installed.
To back up to CDR you also need the above software but you can't
backup directly from Quicken to CDR - you need to find all the 4 -6
data files that comprise your Quicken "file" and burn them when
Quicken is closed. These files are, by default, in your c:\program
files\quickenw folder.
Note that if you try to "Restore Backup file" direct from CDR it will
fail because Quicken requires Read-only attribute to be off. You need
to copy the files from CDR to your hard disk, then set the read-only
file attribures on all the files off.
John Allen