Hi again,
I found the answer to my problem, posted by Doug in Windows XP Basics. Thanks Doug.
By: Doug Knox MS-MVP (search by author) In: microsoft.public.windowsxp.basics
Click Start, Run and enter REGEDIT Go to:
HKEY_LOCAL_MACHINE\SOFTWARE\Microsoft\Windows NT\CurrentVersion\Winlogon
In the right pane, locate the Userinit value. It should read:
C:\WINDOWS\system32\userinit.exe,
Including the comma at the end. If not, right click the Userinit value and change it.