Just because you turned off AVG, it doesn't mean that its Office virus scan
is disabled.
It may be necessary to unregister the calling DLL by running the following
command line from Windows > Start > Run
regsvr32 /u "C:\Program Files\Grisoft\AVG Free\avgoff2k.dll"
for the free version, otherwise check for the location of avgoff2k.dll and
change the path in the above command line.
If that doesn't fix it see
http://www.gmayor.com/what_to_do_when_word_crashes.htm then
http://word.mvps.org/FAQs/AppErrors/ProbsOpeningWord.htm especially in
relation to normal.dot and add-in templates.
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Graham Mayor - Word MVP
My web site
www.gmayor.com
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Office MVP Beth Melton recently reported her discovery that "If there are
any WLL add-ins in the Startup folders they will trigger this message even
if the user doesn't have any type of virus scanner enabled. Apparently, MS
is using the virus scanning engine to check for macros in WLL files and as a
result it triggers the message. Note other than checking for macros it isn't
actually performing a virus scan....One add-in I know of that still uses a
WLL is EndNote." So you might check your Word and Office Startup folders for
..wll files.