Hi Neville,
Three phases here:
Start/Control Panel/System/Advanced/Performance/Settings/ Visual
Effects/"Use drop shadows for icon labels on the Desktop"
Also:
Right click the desktop and select Arrange Icons by. Towards the bottom of
that list, uncheck "Lock web items on the desktop."
Underlined: Windows Explorer/Tools/Folder Options/Click Items as Follows.
Added info: Desktop Text Color:
By default in XP, it can't be manually changed. The text changes on its own
from dark to light depending on the color of the background. It is based on
the Desktop color not the Wallpaper. The combo is whether or not you are
using a Wallpaper and what the Desktop color is.
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