I would try an experiment so you can see for yourself benefits and draw
backs.
Create an Excel workbook and copy the following text into the stated cells.
I would not copy the "A1:" portion of each line.
A1: Col 1
A2: This isn't a lot of fun, but it needs to be done.
A3: 1
A4: 4
B1: Col 2
B2: 2
B3: Plus, a famous quote says; "Seeing is Believing"
B4: 4
You end up with 2 columns and 4 rows with a header. You also have a mix of
text and numbers.
Now, do a File | Save As and save to the following files and the following
formats.
File ............ Type
Tab.txt....... Text (Tab delimited)
Csv.csv...... CSV (Comma delimited)
Csv.txt...... CSV (Comma delimited) (alternatively rename the csv.csv file
to csv.txt)
and any other formats you want to try.
Open each with notepad to see what they look like. With the CSV. notice all
the extra double quotes used. This doesn't look pretty if you now want to
print the file from the text file. Without the extra quotes the file would
not be imported into Excel, Access, etc. properly.
Open each with Excel. The .csv tells Excel what to use as a delimiter and
so it works nicely. However, try opening csv.txt with Excel and it doesn't
even give you a chance to parse the data. You get the extra quotes. Now,
try to parse it manually. Good luck!
What I have found in my limited experience is that Tab Separated is a more
universally accepted method of creating delimited files. Albeit by a very
slim margin. One application only accepts Tab Separated. (Which I think is
a weakness of the application, per a TIMTOWTDI ideology.)