OK, it makes sense in the context of a large HD allowing the creation of
32+GB partitions. Speaking strictly for myself, I've used both fdisk and the
XP cd to format and partition. I've not yet found the need for an HD larger
than 40GB, so either tool works for me. I will say that I was ,initially, a
bit apprehensive about formatting in NTFS and stuck with FAT32 for a couple
of months before converting to NTFS. I had read or heard that XP ran a bit
faster with FAT32. But I really didn't see any noticeable slow down with
NTFS, so my 3 systems and 2 systems I built for family members are all NTFS.
Thanks for the info.