PC Insurance - advice please

[cguil_uk]

Is it worth insuring my PC separately from my home contents insurance please?

My PC is based in my Mum's flat mainly because, as her carer, I am there most of the time. Having just spent £1300 on my new PC I am concerned that it may not be covered by my mum's home insurance policy.

If this is the case, can anyone recommend an insurance company please?

 

[muckshifter]

ugh! Insurance ... isn't it the biggest rip-off in the entire World ?

There are two kinds of household insurance policy.

Buildings insurance covers the structure of the home together with its fixtures and fittings.

Contents insurance covers the contents of the home which you would take with you if you moved.

As well as covering you against a stated list of risks (including, for example, fire, subsidence, theft, flood and storm) both kinds of policy provide an important "liability" section. This pays for amounts of money for which you become legally liable.

You don't have to insure your contents and buildings with the same insurance company. The household insurance market is very competitive and it is always worth shopping around. However, using the same company may help to streamline claims handling if you suffer damage to the buildings and its contents.

...

http://www.is4profit.com/is4money/insurance/household-insurance.html

 

[nivrip]

Is it worth insuring my PC separately from my home contents insurance please?

My PC is based in my Mum's flat mainly because, as her carer, I am there most of the time. Having just spent £1300 on my new PC I am concerned that it may not be covered by my mum's home insurance policy.

If this is the case, can anyone recommend an insurance company please?

I would check with your Mum's insurance company first. They will tell you if it's covered or not.

 

[Anon_F]

I would check with your Mum's insurance company first. They will tell you if it's covered or not.

I 2nd that, write or phone them up & ask, it should be but if it's not it will not cost much to have it put on.

 

[crazylegs]

I work in the insurance industry and I can state that your pc is covered under your contents insurance....


Its only things like rare antiques or paintings which need adding on as extra..

Most things with a residual value of under £3,000 are covered, without any problems...

 

[cguil_uk]

I work in the insurance industry and I can state that your pc is covered under your contents insurance....

...

So the PC will be covered by my mum's contents insurance despite the fact it dose not belong to her?

 

[Abarbarian]

Its in yer mums house surely its hers then , after all possession is nine tenths of the law

 

[PotGuy]

haha slick