It's a hoax; and an old one at that. It was first reported over 3
years ago.
Symantec Security Response - Virtual Card for You
http://securityresponse.symantec.com/avcenter/venc/data/virtual.card.for.you.html
A good clue would be the blatantly obviously impossible claim that
the virus causes physical damage to the hard drive. Another clue is
the hysterical tone of the "warning."
It's important to remember that almost _any_ email virus warning
is a hoax, designed primarily to bog down email systems by having
well-meaning but uniformed people send out hundreds of otherwise
valueless email warnings. When you receive a warning like this, the
*first* thing you should do is check its veracity at one or more of
the following web sites:
Symantec Security Response - Hoax Page
http://www.symantec.com/avcenter/hoax.html
F-Secure Security Information Center - Hoaxes
http://www.f-secure.com/virus-info/hoax/
Trend Micro Hoax Encyclopedia, alerts
http://www.trendmicro.com/vinfo/hoaxes/hoax.asp